Neighborhood ReNew FAQ'S

Find the answers to your questions regarding Neighborhood ReNew.

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Who does the work?

Habitat for Humanity of Flathead Valley will coordinate the work with trained, supervised volunteers and/or members of the construction trades. All companies will be properly licensed and insured. Project managers will monitor the quality of the work throughout the process to make sure it is up to program standards. 

What's the Cost for A Brush with Kindness and Critical Home Repair?

The A Brush with Kindness and Critical Home Repair Program serves households that fall between 30% and 80% of the medium family income for Flathead County, MT per the HUD AIM Guidelines: 

 

The Neighborhood ReNew Initiative 

 

Income Limits Chart # Living in Home  Program Gross Household Income Range 

(30-80%) 

FY 2020 HUD; subject to HUD AIM guideline changes and other program requirements. 
1  $14,950-$39,800 
2  $17,420-$45,450 
3  $21,960-$51,150 
4  $26,500-$56,800 
5  $31,040-$61,350 
6  $35,900-$65,900 
7  $40,120-$70,450 
8  $44,660-$75,000 

 

Where you fall in these guidelines, determines what you will pay back (in the first note) over 8 years and what Habitat for Humanity of Flathead Valley will grant to you in forgiveness (the second note) over 8 years. 

 

The First Note: If you fall at 50% of the HUD AIM guidelines, you will pay Habitat for Humanity of Flathead Valley 50% of the total cost for your project over 8 years. If you fall at 60% of the HUD AIM guidelines, you will pay Habitat for Humanity of Flathead Valley 60%, and so on. A portion of this loan, 1/96, would be paid back monthly. This loan would be interest free, serviced by the Habitat for Humanity of Flathead Valley Affiliate. 

 

The Second Note: Is the difference between the first note and the actual cost. You will not have to repay this note unless you sell or transfer ownership of your home within 8 years after the work is completed or become delinquent for payment on the first note. Forgiveness of the second note happens yearly. Any missed or late payment in a year forfeits that year’s forgiveness. If you continue to live in your home for 8 years after work is completed and follow all terms, your balance is reduced to ZERO, and you owe nothing on the second note. Unforgiven amounts would come due at the completion of the 8th year, at the contract term. 

What’s the Cost for Aging in Place? What’s the Cost for Aging in Place?

Habitat for Humanity of Flathead Valley will pay all costs for materials and labor. The cost for your project is GRANTED TO YOU, but a restriction will be placed on the deed of your home. You will not have to repay the grant unless you sell or transfer ownership of your home within 5 years after Aging in Place work is completed. 

 

NOTE: Family partners in all 3 Neighborhood ReNew programs are required to pay a fee to cover the cost of recording the deed restriction at the Flathead County Register of Deeds, which usually runs an average of $250 to $750, but can be higher. All persons listed on the deed and mortgage must sign the deed restriction, as well as other required documents. 

What kind of work will be done?

After the program application is received, a home visit will occur. Inspectors from Habitat for Humanity of Flathead Valley will prepare a list of recommended work. This is simply a list of suggested work and not a guarantee of the final project list or that the application has been approved. Actual work to be completed will be determined by Habitat for Humanity of Flathead Valley based on approval into the program and the program’s budget limitations, extent of work necessary and the availability of needed resources.

What happens after work is done?

Project managers from Habitat for Humanity of Flathead Valley will do a final inspection to make sure work has been completed properly. When all work has passed final inspection, you will sign a certificate of completion. Habitat for Humanity of Flathead Valley will contact you 3 months later to complete a brief survey about your experience with Neighborhood ReNew. Again, these surveys help us improve the program and measure its impact, enabling us to help more families. 

 

Neighborhood ReNEW Program Survey: Neighborhood ReNew Program Participants will be required to participate in post-project survey at 2 months, 1 year and with final payoff/forgiveness. These surveys help us improve the program and measure its impact, enabling us to help more families. 

How do I apply for the ReNEW Programs?

Please continue to check our A Brush With Kindness, Critical Home Repairs, and Aging in Place pages for future application dates. You can also sign up to receive our Newsletter to get regular email updatesApplications are available on our website, and may be submitted in person at our Habitat for Humanity of Flathead Valley office, mailed to our office – Habitat for Humanity of Flathead Valley, 2535 Highway 93 South, Kalispell, MT 59901 or emailed to business@habitatflathead.org. 

 

Due to the limited amount of funding available for each application period Habitat for Humanity of Flathead Valley will stop accepting applications as soon as the available slots/funding appears to have been reached. With each open application period there is a tight timeframe for a limited number of applicants to be considered. Applicants must have all documentation available when application is submitted. Applicants will be accepted on a first-come, first-qualified, need assessment, agreed partnership basis. 

 

Please continue to check our website for future application dates. 

 

Homes that cannot be brought to safe, habitable conditions within the program’s limits will not be eligible for assistance. 

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